HM Risk Group


Niche underwriting facilities for emerging industries worldwide.

Underwriting Specalities 



HM Risk Group is a leader in niche healthcare exposures. HM Risk Group offerscomprehensive professional and general liability cover for surrogate placement agencies, egg donor clinics and other allied healthcare professionals in the reproductive medicine. In addition to our exciting reproductive medicine program, HM Risk Group also provides professional and general liability to cover an array of allied healthcare exposures.


At HM Risk Group, we take the guesswork out of insurance options for the reproductive healthcare industry.   We provide an array of coverage options for professionals and patients. We offer Professional Liability, General Liability for professionals and Accidental Death and Dismemberment, Donor and Carrier Life Insurance for your patients. In addition we offer assistance for short-term medical insurance coverage for IVF Maternity Cycle, Egg Donor and Recipient and Surrogacy Maternity Cycle. 

Fine arts and collectibles

At HM Risk Group, we share your passion for art and collectibles. Our insurance professionals and underwriters are immersed in the world of fine arts. We visit exhibitions and interact with dealers, collectors and artists. They excel at helping protect your collection down to the finest detail and are your strongest advocate with the insurance industry.

Our fine arts and collectible insurance offerings are our works of art and our goal is simple, protect your treasures no matter where they are in the world, whether it is on a wall in Manhattan, a truck to Chicago or a plane to Paris.


The way people consume entertainment is constantly in flux, so your liability cover must adapt quickly. HM Risk Group strives to anticipate these changes so you can focus more on creating a performance of a lifetime. Among our clients are actors, directors, unions, agencies, writers, animators, and many other industry talents. We underwrite and negotiate terms on behalf of development and production teams. Tailoring each underwriting contract according to a project’s scope, size, and budget, to ensure that coverage is appropriate. 

Wineries and Breweries 

At HM Risk Group, we recognise that you blend the latest technology with old-fashioned craftsmanship in order to produce award winning wines and beers. Whether your business in family-owned or going global, your wines represent significant time and talent. Don't let your investment go down the drain. 

private equity

Private equity firms have unique exposures, including those that may arise from the acquisition, capitalization, formation, management and operation of the private equity’s funds. HM Risk Group provides bespoke insurance offerings for your unique needs, as well as your portfolio companies.

HM Risk Group has demonstrated expertise in negotiating and tailoring policies to suit the unique structures of firms. We assess your situation to gain an in-depth understanding of all elements of your firm, such as management, service offerings and fund characteristics.


The internet, software, and technology are so pervasive that we can’t remember having ever lived without them. They make our lives simpler, but behind the curtain are fluctuating challenges in protection and monetization; challenges that our firm stays two steps ahead of. We’ve helped engineers, inventors, gaming startups, and entrepreneurs develop, license, sell, secure the correct cover for their emerging business. 

Private client

HM Risk Group offers customized personal risk management solutions for affluent individuals and families. Our knowledgeable personal risk advisers are committed to managing complex, emerging property and liability risks for our Private Client insureds, globally.

Our Private Client Risk Advisers focus on the health and financial well-being of our clients. We have the ability to offer a portfolio of individual coverage solutions which include, but not limited to, Homeowners, Auto, Cyber, Health, Life, Kidnap and Ransom, Excess and Directors and Officers.

accident and health 

With health care cost rising it is important that employers secure not only affordable health care options but also health care that meet the needs of your employees and their families.  HM Risk Group can help guide you through a myriad of employee benefit options.